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Advice for home sellers from my 4 year old

July 11, 2010 by Jaime Tineo

Every parent truly believes they have a genius (kid) in the lot.  And guess what? I’m no exception.  I have 3 of them in fact.  All genius in their own special way.  But this post is specifically about my 4 year old son.   Sometimes I see or notice things in him that leave me [...]

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Homebuyer Tax Credit Deadline is nearing: Frequently Asked Questions

March 28, 2010 by Jaime Tineo

$8,000 Tax Credit
The following questions and answers provide basic information about the tax credit for new homeowners. If you have more specific questions, we strongly encourage you to consult a qualified tax advisor or legal professional about your unique situation.

The following questions and answers provide basic information about [...]

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For Sellers: New Closing Cost Calculator

November 24, 2009 by Jaime Tineo

As you may already know–or not know, I’m always trying to figure out how to help clients and future clients with their real estate needs.  Helpful Realtor® it almost sounds like an oxymoron (two opposites put together), but what the heck.  Here’s another FREE tool for your arsenal.
As part of my service offering I provide [...]

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First Time Home Buyer Credit has been extended in more than one way

November 6, 2009 by Jaime Tineo

This is great news for home buyers.  The plan has certainly contributed to stimulating the real estate market. I guess the government thinks it needs more stimulation because the credit has been extended.

The date by which someone needs to buy a house has been extended to April 30th, 2010.
The credit has been expanded to include [...]

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Get a Federal Income Tax Credit Equal to 20% of Your Annual Mortgage Interest

October 9, 2009 by Jaime Tineo

This incentive is in addition to the $8,000 First Time Home Buyer Credit: 
The State of New York Mortgage Agency, or SONYMA, is now offering a Federal income tax credit to first-time homebuyers in New York State. The aim is to make it easier than ever for first-time homebuyers to afford a new home. [...]

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Westchester County is #1 in the Nation…in property taxes

October 1, 2009 by Jaime Tineo

Once again Westchester County has once again gained the dubious distinction of being the county with the highest property taxes ($8,890) in the country for the second year in a row, according to the Census Bureau.  I’m not sure that’s the recognition the county was actually going after.  What I want to know is why?  [...]

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The Treasury Secretary Geithner’s house in Larchmont is on the market

March 17, 2009 by Jaime Tineo

As luck, or irony, would have it, the man in charge of rescuing our economy and the housing market for that matter can’t rescue the loss on his own house.  Apparently, the Geithners, who purchased their Larchmont Tudor in August of 2004 for $1,601,700 have listed their home for sale for $1,635,000.  Assuming that the [...]

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Conforming loans limits increase

February 25, 2009 by Jaime Tineo

What is a conforming loan?  I’m glad you asked.
As we all know, the dollar does not go very far in this part of the country when it comes to buying a home.  It always amazes me when I see those shows on TV about people deciding which mini-mansion to buy for $200,000.  I know that’s [...]

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Stimulus Package: For us or for them?

February 20, 2009 by Jaime Tineo

Part of the funds allocated through the 2009 American Recovery and Reinvestment Act, aka the Economic Stimulus Plan, is geared towards helping troubled homeowners modify their existing loans to less than 30% of their monthly incomes.  Over the last couple of years this conservative lending practice was surrendered over more riskier and speculative lending practices…hence [...]

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First time home buyer tax credit: What does it mean?

February 17, 2009 by Jaime Tineo

The original planned tax credit called for a $15,000 credit to first time home buyers.  The revised and approved package calls for an $8,000 credit instead.  Unlike the previous credit that was available in 2008, the current credit does not to be repaid.  It’s yours to keep.  (ironically, we are borrowing from ourselves, to give [...]

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